Step 1: Sign up for Credit Unlimited
The path to an improved credit score starts by providing Credit Unlimited with the information we need to create your account. We will use this information to create a profile for you in the Credit Unlimited client site. We may also be able to start the dispute process immediately if you know which items on your credit reports should be disputed.
Jumpstart the dispute process
If you already know of specific items on your credit reports that you need to quickly dispute, we can begin the process before we even see your credit reports.
When you sign up for Credit Unlimited's credit repair service, you will have the option to identify up to six credit accounts that you want to begin disputing immediately. Simply let us know the name of the creditor as listed on your credit reports and whether the items you are disputing are inaccurate, incomplete or unverifiable. Using this information, we will start creating your dispute letters as soon as you have enrolled with our service.
If you are unsure about which items on your credit reports need disputing, you can still sign up for Credit Unlimited. The Credit Unlimited Jumpstart system is simply an optional feature for customers who are ready to begin the dispute process at the time they sign up.
Step 2: Get a copy of your credit reports
You will need a current copy of your credit reports in order to know which items to dispute with the credit bureaus. We can help you get a copy of your reports if you do not have one already.
Ordering your credit reports
If you do not have a current copy of your credit reports, you have a few options for ordering copies:
You can purchase copies of your credit reports from a variety of online services. Credit Unlimited recommends ordering your credit reports from http://www.pcureport.com. Through this site you will be able to order all three of your credit reports containing all three of your credit scores.
The Fair Credit Reporting Act requires each of the credit bureaus to provide you with one copy of your credit reports every 12 months. If you have not received these copies, you can obtain them by browsing to http://www.annualcreditreport.com or calling 1-877-322-8228.
Step 3: Provide us with your credit reports
When you provide a copy of your credit reports to Credit Unlimited, we are able to take this information and add it to your Credit Unlimited profile. You will then be able to login to the client site, view your credit reports online and track your results.
Fax your credit report to your specialist at New Hope Mortgage Solutions today at 1-888-308-5548.
Step 4: Tell us which items to dispute
The customer site is also used to tell us which items on your credit reports you feel are inaccurate, incomplete or unverifiable. These are the items we will dispute with the credit bureaus.
Step 5: Credit Unlimited does the work
Using our proprietary tactics coupled with years of credit repair experience, Credit Unlimited crafts custom dispute letters for the items you told us to dispute. We compose, write and send these letters allowing you to spend your valuable time on other things.
Step 6: The credit bureaus respond
Credit bureaus have 30 days to investigate your disputes although it typically will take up to 60 days before they send you updated credit reports. During this time, they may also send you stall letters and other communications. When you receive these letters, simply forward everything to Credit Unlimited so we can continue working your case.
Angella has been an account representative with Credit Unlimited for over six years. She has lead hundreds of people through the program and helped them along the way to improving their credit. Please ask Angella how this rehabilitation program can help you and your family become credit worthy. She will help you to understand the importance of having great credit. Start improving your scores today and see how your life can change.
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